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HOME Rehabilitation Program

MFA's HOME Rehabilitation program provides assistance to low-income homeowners who lack the resources to make necessary repairs to their homes. Assistance can be used for: applicable codes, standards or ordinance compliance, essential improvements, energy-related improvements, lead-based paint hazard reduction, accessibility for disabled persons, repair or replacement of major housing systems, incipient repairs and general property improvements of a non-luxury nature, site improvements and utility connections. 

MFA partners with eligible nonprofit agencies, housing authorities, tribal housing authorities and local governments to administer the homeowner rehabilitation program throughout the state. MFA reserves funds to eligible partners by issuing Requests for Proposals. 

MFA's rehabilitation partners design programs to fit the needs of their individual jurisdictions. They are responsible for administering the programs from initial marketing activities to securing loans to completion of the rehabilitation. Specific duties include: generating and taking applications; qualifying applicant; determining income eligibility; verifying home ownership; guaranteeing that work is properly inspected and completed; insuring that properties meet all code, construction standards and HQS regulations; and ensuring compliance to all HOME funding and lead based paint requirements. Eligible partners are also responsible for securing the non-amortizing, 0 percent interest loan documents with eligible participants.  

The program is available statewide, excluding the cities of Albuquerque and Las Cruces. Properties located on Native American Trust Lands are eligible to apply for the House by House Reservation Rehabilitation Program.


HOME Eligible Partners and Counties/Areas Served


  • Bernalillo County Housing Authority

    Unincorporated Bernalillo County, Sandoval County 
  • Northern Pueblos Housing Authority
  • 505.455.7973
    Pueblos only, Picuris (Taos County) and San Ildefonso (Santa Fe County)
  • Ohkay Owingeh Housing Authority

    Pueblo Only
  • San Felipe Pueblo

    Pueblo, Sandoval County
  • Santa Fe Habitat for Humanity

    Santa Fe County
  • Southwestern Regional Housing and Community Development Corporation

    Luna, Hidalgo, Grant, Catron, Dona Ana
  • Tierra del Sol Housing Corporation

    Dona Ana, Hidalgo, Otero, Luna, Eddy, Grant
  • El Camino Real Housing Authority

    Socorro, Catron, and Valencia Counties
  • White Sands Habitat for Humanity

    Otero, Lincoln Counties

HOME Rehabilitation Program Manual ** 2018

Secure Data Transfer Manual **New

Environmental Review Forms and Agency Application

Project Abstract Form **New

ER Tier 2 Site Specific Checklist **Updated 1/8/2019

House by House Reservation Program Forms:

Reservation Request Form

HOME Rehab Program Procedure Checklist

Sample Client Application

2018 - HOME Income Limits Chart- Effective June 1, 2018

Employment Verification

Income Certification

Zero Income Certification

UPCS Manual

UPCS Checklist

HOME Homeownership HUD Limit Chart FY 2018

95% AMI After Rehab Value Certification

Certificate of Cost Reasonableness

Schedule K - Budget Form

Resource Efficiency Checklist

Setup/Revision/Completion Form

Contractor Certification

Preconstruction Conference Minutes

Construction Contract

Field Inspection Report

Request for Reimbursement

Change Order

Certificate and Release

Certificate of Final Inspection

Housing Services Directories

MFA's Housing Services Directory has listings for lenders, REALTORS, governmental agencies, property owners and managers and not-for-profit organizations.

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Request s copy of MFA's Housing Directory at no charge.

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Agencies that provide rent and utility assistance.

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Agencies that provide emergency shelter and assistance.

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All RFP Templates and Links

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Energy$mart RFP

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Income Limits

HOME Income Limits and Maximum Rents

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ESG Income Limits and Fair Market Rents

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